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Adaptive Investing · Scoring Engine

Stop guessing.
Start understanding why.

A 6-category scoring engine built on reported financials and fixed rules. Each scored category shows its score and its key inputs, and the same inputs always produce the same score. Two categories are computed deterministically; AI-assisted analysis for the other four is planned, not yet available.

Live scores are temporarily offline while we set up properly licensed market data. Join the waitlist to hear when they're back.

Join the waitlist See how it works
Why a scoring engine instead of a screener or analyst report
You can see the numbers behind the score
The score breaks down by category. Each scored category shows its score and its key inputs.
No analyst buy/sell ratings or gut calls
Unit economics come from reported financials; valuation uses the current price and consensus analyst EPS estimates. Give it the same inputs and you'll get the same score every time.
The market runs on emotion. This doesn't.
When everyone is panic selling or chasing a rally, the rubric applies the same rules it always does. Headlines and sentiment are not inputs; the share price enters only through the price / value category.
Six categories. One score.
The rubric covers business quality, unit economics, market size, competitive position, risk, and valuation. The score is computed from the deterministic, data-driven categories; AI-assisted analysis for the qualitative ones is planned, not yet available.

Traditional Research vs. Adaptive Investing

The difference between opinions and evidence.

What matters
Traditional researchWall Street Consensus
Adaptive InvestingAdaptive Scoring Engine
What it is
Analyst opinions Different analysts, different conclusions.
Rules-based scoring Same data, same score. No per-stock judgment calls.
How ratings are formed
Human judgment Based on experience, bias, and perspective.
Transparent calculations Each score is calculated from financial data using clear, consistent rules.
What you get
Overall rating A single headline rating with little context.
6-category score breakdown See exactly where a company is strong or weak.
Focus
Price targets Based on forecasts that often miss.
Intrinsic quality Scores prioritize fundamentals over short-term noise.
Market influence
Influenced by market Sentiment, headlines, and short-term moves.
Built on fundamentals Scores prioritize business performance over market emotion.
Transparency
Limited disclosure Methods and models are not always shared.
Rules described up front The six categories and what each one measures are set out below.
Trust
Must trust the analyst You can't verify the inputs.
Verify for yourself Each scored category shows its score and its key inputs.
What's next
Opinion stays opinion The qualitative call is always someone's judgment.
AI-assisted analysis Planned AI assistance for the four judgment-based categories is planned, not yet available.
Timeliness
Static reports Updated infrequently.
Fresh on every scan Recomputed on each scan from data refreshed at least daily.
Sources
Often minimal Sources and assumptions are hard to follow.
Source filing linked Where available, the evidence panel links the company's most recent earnings filing.
The bottom line: Traditional research asks you to trust the conclusion. Adaptive Investing shows you the rules and the key inputs.
The scoring framework · 6 categories, 1 score
1
Customer Value Proposition Planned
How serious is the problem the company solves? How loyal are its customers, and how many different use cases does the product address?
2
Unit Economics
How profitable is the business at its core? Covers gross margin, how costs scale with revenue, free cash flow, and return on capital.
3
TAM (Total Addressable Market) Planned
How large is the market the company is competing in, and does the company have a realistic path to capturing a meaningful share of it?
4
Competition / Market Share Planned
How durable is the company's advantage over competitors? How entrenched is its current position, and how hard would it be for a competitor to take customers away?
5
Risks Planned
Execution risk, structural fragility and regulatory exposure, applied as a penalty to the score when assessed. AI-assisted analysis for this qualitative penalty is planned, not yet available; until then it is left out rather than guessed. Heavy debt, heavy dilution and a negative gross margin are already handled by the hard gates below.
6
Price / Value
An estimate of what the stock is worth relative to what it currently costs. Evaluated independently from momentum or market sentiment.

Hard gates. Three deterministic caps apply from the reported numbers alone, when the data is available: share count up more than 25% over three years caps the score at 84; net debt above five times positive free cash flow caps it at 69; a negative gross margin caps it at 59.

On the roadmap
Customer value, market size, competition and qualitative risk are judgment calls. AI-assisted analysis for these four categories is planned, not yet available; until then they render unscored rather than guessed, and the score stays fully deterministic. Join the waitlist to hear if and when it launches.

Scores run from 0–100 across five descriptive bands: Poor, Weak, Mixed, Solid, Strong. A band describes how a company fits the rubric. It is not a recommendation to buy or sell, and it is the same for every visitor.

Built for investors who want a process, not a prediction.

Join the waitlist to hear first about what's next — including AI-assisted analysis for the four qualitative categories, planned but not yet available. Live scores are temporarily offline while we set up properly licensed market data; the waitlist is the best way to hear when they're back.

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For educational and research purposes only. Not financial advice.